((((((((((((Pinksoil)))))))))))))

I don't have financial planning skills either. Impulsive spender I am... stupid addictive tendencies. I want - I buy. I don't have a credit card though, thankfully! I'm looking into how I can afford abuse counselling at $70/session + hour bus ride (and cost to get there). Not looking so great... but I'm a student, I'm used to being broke I guess? What about a bank loan? Any family you can borrow from?

I think your T's been supportive of you up until this point, there are always ways to get around this. Ask for a pay advance at one of those places... then you pay it back at a later date. Ask T if he'd consider lowering prices for a bit... he sounds like he likes you as a client, and you like him - he's not going to let you hang yourself and suffer because you're temporarily broke! I know this is a highly weird question, but it's worked for some people... if you go to a church on a regular basis, sometimes churches can help fund some sessions for their attendees if they really need it.