hi pink

have you tried going into your bank, seeing the acct. mgr. and asking for help to recover some overdraft charges? All you have to say is that your med.bills are high, and you will try not to do this again in the future.

Sometimes they will - as a courtesy - knock it down a bit or forgive the charges.

Also, is your bank the best one for you?

Some have a system that charges $10 an overdraft, each one, nothing higher, no matter what, and you can still get a courtesy once in awhile.

Shop around your banks and see, ok ... since over-spending is a symptom.

As far as T, you know, people are going to have to entertain getting to the patient in the years ahead, it will out of a green necessity, don't you think?

This T could start something really good, as part of his service ... it would be great P.R. too.

Okay, back to reality ... in the moment, you are trying to balance money, and I hope you do ... some posters had great ideas.

It's hard 'at the moment' but down the road, the rewards and experiential knowledge will pay-off.

Wish I could rain buckets of money of you - over everyone - but that is just a dream.

Meanwhile, watch the stress, enjoy the little things, and don't forget self care.

Maybe you can make the upcoming month be 'a change and save' kind of thing, and get excited about using up everything on the shelves, the back of the freezer, and well, just about everything - to the tin foil (make hats if you like) so that when you get ahead again, and you will be flush soon, you can start from scratch on a pre-plan you devise this month.

Best to you, and sorry I couldn't be more helpful.

Peace and calmness to you,
Night