I don't really have anything to say but I'm right there with you....I too just lost my job a month or so ago and I never had any probs until after my car accident. And that was a while ago.

I have yet to apply for disability because i'm scared of what will or won't happen.

All i can really say is that i can relate and it REALLY SUCKS ARSE.
I guess the point i'm trying to make is, if you ever want someone to complain to or whatever, you can pm me.