Soliaree, 50 covered psychotherapy sessions is quite generous. It has nothing to do with whether you are cured or not but what your plan allows. With my first T, I got 20 covered sessions, and she told me the insurance company was quite firm on this (she had worked with this insurance a lot before), and if it seemed like I was going to go over 20, she and I would work to alleviate some of the burden. For example, she said I could pay her out of pocket every other session and she would bill insurance for the other sessions. That way I wouldn't be covered for the whole year, but half covered for the whole year and I could spread the "out of pocket" out over a whole year. I didn't have to do that with her, but it was a nice offer I thought. Maybe you can pay some out of pocket now with your T and then use up some of the still covered sessions later in the year.

With my current T, my insurance doesn't cover anything, so I pay completely out of pocket.

Good luck working this out. Insurance hassles are a pain.