Just an FYI whoever you have insurance through has a contract with the insurance carrier and that is what governs the number of visits etc.

My first HMO almost sent me into a black hole when they started giving T a hard time about twice a week. I had about 50 sessions but that included p-doc...but if the contract from the employer says hey we don't really want to get to those 50 sessions...it could be less.

My husbands policy which we've been on over a year and I love is unlimited outpatient mental health...POS Open Choice Plan and it rocks.

Restrictive plans mean that T has to justify your sessions at one point or another or an increase in frequency...unfortunately, the guidelines hurt clients big time as it did for me awhile back.