Wow,

It seems that these plans are really all over the place and yes, Soli, I agree--it's as if it's an optional service!

I get 60 visits per year, but also go 2x a week. I have not submitted every single visit so I can stretch out the pain a bit. T is a "non participating provider" so I pay him each week and then I have to seek out reimbursement from the ins. co.

Peace