I am loving the fact that my counselor is a professor at the local college and I pay their rate for "community" mental health service, which is $10 a pop. No insurance hassle. I have to be flexible though, b/c her schedule changes somewhat each semester, but we've managed to make it work by swapping days this last time. I'd be up the creek w/o a paddle if I had to depend on my ins.

On a note. . .I got around the whole pdoc bit after I was STABLE on meds by getting my GP to script them for me. He called pdoc, they chatted, GP started writing for me. If he had a question, he'd call pdoc again, maybe run a couple tests, but b/c I didn't have to deal with pdoc or "mental health" side of insurance, it freed up my visits for the counselor. I don't do meds now. . .but it worked while I was on them.