Thread: HMO/POS or PPO?
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Old Aug 21, 2008, 02:34 AM
embarassed's Avatar
embarassed embarassed is offline
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Member Since: Sep 2007
Location: Louisiana
Posts: 141
Hello,
I recently got a new job so now I'm trying to decide which health insurance plan to go with. I have the option of either choosing a PPO, EPO, or an HMO/POS plan. I'm thinking of choosing the HMO/POS plan. I've heard horror stories about HMOs but the PPO plan offered by employer doesn't seem to offer the greatest mental health benefits either. I was wondering which option was better if I want to see a therapist and use other mental health services. I've been taking medications but I definitely need to see a therapist too. Does anyone have any advice on which type of plan to choose if I want decent mental health coverage? Thanks.