Whew! You have so much to handle! No wonder you wanted to rant-you earned it!! I'm so sorry you have to go through all this. Regarding the attorney, this is kind of along the lines of the dental comment: if you have a college nearby, law students have to do pro bono work (at least here they do) so you may want to look into that. Also ask your insurer if they provide an attorney. The doctor's office that I work at offers hardship waivers for patients who are unable to pay. It's not something we advertise, so you may have to ask for it, but it's worth a shot talking to the billing manager or doctor. Good luck and remember we're here.