Razzleberry,

I'm sorry - I don't have any advice for you. Limits really suck. My insurance only covers $500 / year of psychologist visits which is like 3 sessions, so I'm paying out of pocket for my therapy - it's my second biggest expense behing rent every month. There's just a bunch of stuff I don't do, so that I can stay in therapy.

One thing to look at - I'm pretty sure that psychologists, not sure about CPN"s, are tax deductable as a medical expense in the US. You'd have to check with the IRS to be sure, but I remember looking into it when I was contemplating a transfer to the US a few years ago. That might at least help make it less painful.

You might also see if you can find a T who works on a sliding scale, geared to income.

Good luck.

--splitimage