I did think of one option. The reason I got this new insurance is that I lost my benefits at work - party because I've taken so much time off for hosptializations.

My old insurance was WONDERFUL - all mental health counted just like medical, $25 copay, no approvals, no limits. The price of Lamictal was steep, but once it went generic it was only $7.00. I LOVED that insurance.

The 30/60 limit should get me thru to at least the middle of 2009. By then I should be more stable and back to full-time and not taking so much time off. Maybe at that point I can BEG my employer to get me back on their coverage. I've seen the EOB's that say how much my Psych Nurse gets paid - and we could not cover that at all if I'm going weekly.

Maybe if I get more stable I can go twice a month or even once a month. But right now, I really need it weekly. I've only been out of the hospital for a month - I was in there off & on from June - August, severely suicidal 3 times in 6 weeks.

I will check into that law. I completely agree that mental disorders are MEDICAL issues and should be covered just the same. If they cover a brain tumor, they should cover a brain disorder. It's the same organ. I hate how things work.

And hopefully my psych nurse just puts the Bipolar II diagnosis on all my stuff - I may be royally screwed if she puts the Borderline Personality Disorder too. Because some insurances - possibly mine, I don't know - think it's untreatable and thus do not cover it. Yikes. I'll cross my fingers on that one.