I can hardly believe they have a LIFETIME limit of 60 visits. I have 30 per year & then I pay out of pocket for therapy & group therapy.
Re: bipolar or borderline on ins. form. I would try to stay away from borderline being written as a dx as I think it is axis II & not considered a "mental illness" but a "personality disorder" & so that is not biologically based so not considered a "medical" problem. At least that is my understanding. Plus the stigma against borderline is so huge--even in the mental health professionals. You wouldn't believe what some of them say in meetings (I'm in there as a volunteer in the support group in the women's jail so I go to the "facilitators' training meetings with the therapists). I was shocked. Borderline is difficult to treat (statistics say an average of 10 years of intensive therapy--DBT--is needed), but still, these people did not CHOOSE to be this way.
I'm in a DBT group with all borderline except me (bipolar 1). I fit right in!--Suzy
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