I was in a car accident this morning. I rear ended a guy pretty hard. I'm not even sure what happened - I think my foot slipped off the break onto the accelerator. I'm really shaken up.

I still have to go the collision reporting center after work today. I'm really scared that because it was my fault and the guy was stopped at a light that I'll get charged with something like careless driving.

Fortunately there's almost no damage to my car, just the licence plate is bent in half, but his car's back end basically crumpled up.

I think I still have one at fault accident on my insurance, because I have a clean record for 8 years, but I'm still worried my rates could go up.