Thanks everyone. Things at the collision reporting centre went ok - at least they're set up to be efficient.

Chalmette - the collision reporting centre is run by the police. The way it works here is police won't come to an accident unless it's really bad or people are hurt, instead you have 24 hours to go to a centre and file a report to the police. They also give you a preliminary damage estimate and have insurance adjusters on-site so you can do everything at once.

A friend of mine had a similar experience and the police showed up at her house 10 days later to charge her with careless driving. That's what I'm most worried about. I have rear ended people before, and not been charged so I don't know what the criteria are. If I do get charged, I'll plead not -guilty and then have to go to court and hopefully get it bargained down to something less serious.

I realize and am really grateful that nobody was hurt - I just don't want the hassle of dealing with police and courts.