((pachyderm))))
I do not know if this helps and its only a very small piece of insight....
I do believe to many ppl are lost in no health care...
Hope you are ok with me using true examples as I know them...
if not sorry

My brother in law has huge issues...when he worked he had health ins.
When he worked he did Coke and drank beyond belief..ended up not working lost health ins.....died at age 52 I think....

A cousin of mine suffered all his life....his very short life...His parents were wealthy took care of him....Due to his issues ((drugs) he got aids ...never made it...was very young...Had health ins...

My dad depression all his life....had health ins....left this plant early prolly about about 10 to 15 years earlyer...could not take my mom being ill...so he left...

My grandparents minister....Very smart man. Had his doctrine...Issues no one saw ...had health ins...left in his 40s...

My best friends brother ((was my babysitter))) very smart great guy...no one picked up how big his problem were....left in his 20s.....
I could on but i am not going too........

Your right we all need to pay attention to whats going on in ppl lifes...Drs need to pay attention...Health care needs to be there for all....
Your right on "actual causes are to be found in people's lives "

hope this was ok.....
I am a big one on we all matter ...and i really mean that....
muffy