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Old Oct 06, 2008, 09:44 AM
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(JD) (JD) is offline
Legendary Wise Elder
 
Member Since: Dec 2003
Location: Coram Deo
Posts: 35,474
Another insurance they didn't list is uninsured driver's insurance. Florida has this (even though I protested. I had just come from MO who had voted it in and it didn't work there either. )

It has yet to cover any accident by anyone I know. Even someone in my family, hit and run, witnesses chased the car and got the tag etc... nothing was paid out through the uninsured driver's element. Even when the other driver IS uninsured, it's still your own policy costs that go up.

Here's one that IS needed: Gap Insurance! If anyone is being fleeced with a lease, you really do need gap insurance.
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Last edited by (JD); Oct 06, 2008 at 09:49 AM. Reason: adding gap