Any sort of ombuds/advocate that can straighten out the paperwork and payment situation? Sounds really frustrating and it sucks that you end up not getting good health care.
I hope your cold is over or almost over, you deserve a break!
Might need to use the good ol' broken record technique on hubby. Hey you could even write your request for help down and tape it to the frig!

Then you can just point to remind him.
Any meds in past ever helped with paranoia and voices? I feel for you with the med sensitivity - I deal with that too.