Well, you've been just together for 4 months. Don't rush it. If he loves you, he will respect your decision. I am actually like you. I don't want to do it and I just don't know why. Thankfully, my bf knows beforehand that I am not the type who will do it easily and he's not really complaining now. I'm glad you've talked and that things are better now. Just let him understand your decision and he should respect it.