Hope it's OK if I tag along on this thread, as I also have a question on the topic: Does the parity bill apply to state insurance? Because, unfortunately, when my state starts letting broke, single, childless adults on the plan starting in April, that's what I'm going to have to do for health care, and the booklet they sent me showed nothing resembling the rules put in place by the parity act.

I know that in some cases the federal law won't supersede the state ones, but I mean, after April 1, I won't even be able to have an inpatient stay covered via the good ol' state government. And they've got caps on the number of outpatient therapy sessions, etc.

The feds, in their infinite wisdom, don't consider me "disabled," so I don't get Medicare/caid/whatever the poor and disabled version is.

How frustrating this all is.