I understand your fears Patty...but let me tell you, it doesn't just happen online hon. I took a trip to Ohio back a couple of months ago and used my debit card at a road stop at a Dunkin Donuts and also to get gas. While on the trip, someone compromised my card (which NEVER left my hand) and charged over $800 from the Phillipenes. My bank was awesome as I saw it the same day it was deducted from my account when I checked my account online, and they put the money back into my account within 48 hours. They did research it and I just received a letter from them the other day that they found the charges to be fraudulent.
No matter how careful you try to be, there is always someone out there just waiting for that one moment in time to snag and steal what isn't theirs. The world has become very small and unfriendly in that realm. But I have to say, I still shop online, I still bank and pay my bills online. I guess part of my make up is that I don't allow people or circumstances to make me run scared. But I certainly understand that concept and people feeling scared. I'm sorry that happened to you hon.

sabby