I think that's natural to feel that who you date is a reflection of you. Afterall, if I were dating a total jerk who had no manners etc... people would meet him and then might think "wow, if this is how he acts, I wonder how she acts?" y'know?

But I guess it depends on why you think you're settling. Why do you need a "super hot" chick? Have you ever considered that a person becomes more attractive and sexier to you if you like their personality? Cause I will admit that a few guys Ive dated I wasn't necessarily attracted to them right off the bat. But then after finding things about their personality that I liked, they became more attractive to me. And it really shouldn't matter what other people think about your mate as long as they make you happy.