heres a suggestion.... if you guys really want to get married now then do it. small wedding, courthouse... however you want. then... when you have saved up a little bit of money you can renew your vows and have a big wedding if you still want one.

if you get a few years down the road and think "man, i wish we could have had a big wedding" then youll be more prepared to do it. while right now, all you guys really want is that commitment to each other. and people renew their vows all the time. plus, if its not the first run you wont be so anxious and nervous with "oh my god what is going to go wrong on my wedding day?" youll be more relaxed and more able to plan it the way you want.

and remember... the more expensive it is and the more stuff you have, the more room there is for something to go wrong. whereas if its you, your immediate family and his immediate family in a courthouse room... what can go wrong there?

so i suggest to have the small wedding. and a few years down the road when you both have a little more money, if you decide you wanted a big to-do the whole time, do it then. i agree that its not worth going into massive debt over.