Yeah, I understand that everyones situation is different. I think the cost of health insurance varies by state as well. I was quite overwhelmed at the selection when I was looking. Over three hundred per month sounded really very expensive for health insurance to me. I guess I was just thinking that IF it worked out cheaper to do that than to pay out of pocket (assuming the therapist accepted that variety of insurance and the copay was minimal) THEN it would be cheaper to purchase the insurance than to pay out of pocket. The other varieties of health insurance one has would simply be irrelevant...

But if there isn't such a policy... Well then, it isn't an option. I understand that people have other reasons too (just thought it might be worth mentioning that in case it was an option for some people out there)