I got fired on Monday. I had missed too much work because I kept calling in sick. They finally got fed up with me missing work, and fired me.

I was calling in sick because I was in a deep pit of depression and couldn't drag myself out of bed in the mornings. I have both Bipolar II Disorder and Borderline Personality Disorder.

My psych nurse thinks it could be related to the medication we just changed. Every time we try to get me off Zyprexa, things get out of control. So I guess I will be permanently on that medication, even though I have already gained 50 pounds and I'm at risk of diabetes.

I don't know what to do. I was the main breadwinner in my family. We are down to about 1/3 of our income. At my husband's salary, we qualify for WIC and food stamps. That's how little he makes. He works at a grocery store.

I am an accountant. I am close to getting my CPA license, but I don't have it yet. I already passed 2 sections of the CPA exam, but I still need to pass two more sections of the exam and an ethics exam. It could take me 6 months to get my license.

I really want to take the time off to finish studying for the exam. But I just don't know how to pay the bills in the meantime.

I was in & out of the psych hospital this summer due to multiple suicide attempts. During that time, we used up a large amount of our emergency savings, and racked up all our lines of credit to pay the bills when I was out of work.

We now have $22,000 in unsecured debt on lines of credit and credit cards, plus $32,000 in vehicle debt, and another $4,000 of medical bills from my hospital stays. And $15,000 in student loans. Total debt $73,000. Yikes. The minimum payments are over $1,300 a month. My husband's net pay is only $2,000 a month, and rent is $900. We are screwed.

We had planned to pay off most of the debt - all but the car loans and student loans - from the land we purchased to build a house. We paid $60,000 for the lot, but only intended to put $20,000 down on the house. So we were planning to get $40,000 cash back at closing. Well....we won't be doing the house now.

We are listing the land to sell, but I have no idea how long it will take to sell. It could take years. The market is really bad.

We can't sell our cars - we are upside down, we owe more than they are worth.

I am freaking out. I don't know what to do.

I filed for unemployment, but I'm not sure if I will be approved since I was fired, not laid off. I did explain in my application that this was all due to an illness.

It is a small company with less than 20 employees, so I am not covered by FMLA. So they are not required to give me time off for illness.

If I don't get approved for unemployment, I am considering filing a discrimination lawsuit against my former employer. It is clear they fired me because I am mentally ill.

But it could take months or years to get a legal settlement, if I even get anything.

My boss is still upset that I left work during the middle of the day twice in July, and did not notify them where I was going. Well guess what, I was going home to commit suicide, so notifying my employer was not exactly on my to-do list at the time. He knew about my illness, he was in contact with my psych nurse. One of my supervisors at work was the one who drove me to the psych hospital 3 hours away. They knew what was going on.

I am so scared. We have never gone behind on a payment, never. We have excellent credit. I am so scared we will wind up in bankruptcy.

I was already in a deep depression, and all this stress over money is only exasperating the problem.

I have never held down a "real" job for longer than 2 years at a time. The longest I have worked for any employer was 3 years in high school at a movie theater. I just made a list of all my jobs I have ever worked at, and I have had 23 jobs, not including a handful of temp jobs that I can't remember. I am only 28 years old, and I've had 23 jobs. That is very sad. But I think the instability is also a landmark symptom of my Borderline.

I am hoping and praying that our plot of land sells quickly. But I don't think that is very likely at all.

We just moved to this area 18 months ago, for the job. It is a small town, only 40,000 population, and no other cities close by. There is a 10% unemployment rate. I called every single CPA firm and tax practice in the city, and not a single one is hiring, not even temporary for tax season. I will probably have to get a job waitressing or maybe doing telephone customer service. We will have to work opposite shifts to avoid daycare, because at a lower wage I wouldn't be making any money if I was paying half my paycheck to daycare. (We have a 3-1/2 year old daughter).

I feel so worthless right now. I completely ruined my family. Part of our debt is from my crazy shopping sprees when I'm hypomanic. And I'm fully responsible for getting fired. I should have just dragged myself to work, even though I was depressed.

I don't know what to do.