I will message you with my address!
I know you are such a feeling and caring young lady, it's breaking your heart about Gemma. The best thing you can do right now is to let her know you are there for her. You can't try to solve her problems for her. Unfortunately, the thing about lending money is to only lend it if you never expect to get it back. Remember, your newly stated goal is to take care of you first! Surround yourself with positive people and work on you.