you're not a deadbeat imapatient - you didnt say how can i not pay my bills - oh I know i'll claim bankruptcy, you did it because you had to - dont be so hard on your self - talking to your NY T is a great idea - good luck P7
__________________
Its not how many times you fall down that counts 
its how many times you get back up! 
(Thanks to fenrir for my Picture 
)
When you have come to the edge of all light that you know and are about to drop off into the darkness of the unknown,
Faith is knowing One of two things will happen: There will be something solid to stand on or you will be taught to fly.
by Patrick Overton, author and poet