I'm not passing judgement here, but I would like to say just because it's common doesn't make it right. And if you think you're old enough to have sex, you're old enough to deal with the consequences, which may include a lecture from your mother. If any behavior would make you feel shame if your mother should find out, you probably shouldn't be doing it.
I'm very open minded. I've educated my own children and most of their friends about sexual matters. They know they can come to me or their father for condoms, birth control or questions; and they do. I'm very proud of them for it. I don't want any graphic details any more than they'd like graphic details of their father and my sex life.
These days in many states this is a criminal matter that will follow them for the rest of their lives, I don't think this is right but that's the way it is. As for biology, just because we have impulses does not mean we should act upon them, it's what seperates us from animals.