One of my main financial goals over the next 5 years is to do enough repairs to my house to make it sellable. Hopefully in that amount of time, the economy will have recovered enough that the house will have regained some of its market value. This last Fall I put a new roof on the house to the tune of $11,000. Then last month I had a plumbing disaster and had to fork over $8000 to dig up and repair the sewer line. I had budgeted for the roof but not the sewer. Now I'm in the hole. But I couldn't sell the house with the sewer problem so it had to be done anyway, even if it didn't self destruct. I do contribute some money each month to retirement through my employer, but my job ends in August. It's too much to think about. I guess when I'm unemployed, a priority will be finding health insurance.