I like the basics of what Suze Orman says, and that she provides much good free advice through her website. However, I don't agree 100%. That she is coupled with Oprah now allows me to see more of from where she's coming.

I own my own home, and have owned several, all of my own. I also know many other single people who likewise own alone...not living with anyone for any reason, paying all their own bills. It IS the American Dream, imo.

I wasn't raised to think that social security would take care of me when I was old. IDK if that is common thinking? I do know that if I had begun when in my late 20s, to put aside more money, it would have been better in one sense. However to think that if you have put aside monies and now 50% is gone, there isn't anything YOU did wrong... it is what it is. (Too political to even think about right now, or to post here.)

The best thing, I think, is to develop a HABIT of saving. Begin with 1$ a week. Yep... no matter what, put $1 a week aside. Once you have enough to open a savings account, put it in there, and continue to put $1 a week away. Once you have the habit, you can increase the amount. It's why we used to give children allowances...to develop the good habit of saving for something they wanted later...but it's a good habit. Even the small amount will add up, but most importantly, it will boost your self image to show that you can begin to plan and take care of yourself financially. It's never too late to begin.

As for me, and as an encouragement for other believers, I am reminded daily that there is no economic crises with God. Have faith, and continue to do what you know it good behavior, financially included.