SSweet, my apologies for forgetting to point out the info I shared was for the US! I meant to do that but it slipped my mind.

Another humorous scenario - my house was built in 1930. As you can imagine there have been many owners over the years. We've been here over 19 years and we still get mail (and a few phone calls) for previous owners who are like so seriously dead!!!

Muffy, you know, you are such a nice person - it was only a matter of time before that nasty bill collector became putty in your hands!!

- notz