Quote:
Originally Posted by seeker1950
Froggie and Sunrise, I do think basic needs like shelter over our heads and heath insurance are more priorities right now than saving huge amounts for retirement. And, Sunrise, I'm right there with you in the home improvement money pit. I have made this little "fixer upper" comfortable, with mostly improvements you can't see, like insulation in the attic, a new efficient heat pump, and rebuilding the substructure of the house! I couldn't sell it right now and recover these costs. There are several homes similar to mine for sale in my neighborhood for much less, showing no sign of selling. I console myself by being thankful for having a roof over my head!
Patty
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There are a lot of retired people who have had to go out and find jobs. I don't think planning and saving is a sure thing where retirement is concerned anymore. It is unnerving to think you'll get sick and old and not able to work and not have any money saved to support yourself. It does make me want to stick my head in the sand also. I have saved money and had a nest egg but because of unexpected events I had to dip into that and now not much is left. Life is unpredictable. We can only really prepare ourselves for the here and now.