"...am i that horrible of a person..."

I have been asking myself this exact question for 2 months. I dwell on this question. Most of the time, I think the answer is: "Yes, I must be a horrible person. How else to 'justify' all the things that are going wrong in my life?" But one of my friends keeps telling me that is an unhealthy question to ask myself. The rational side of me knows he's correct, but the emotional side of me continues to think that I'm just pathetic.

It's surprising that other people wonder about this, too. I thought I was the only one.