Wow! I think I have to look into BP II.

I too can go from being fine to wanting to just go away forever in a matter of hours. Usually it's triggered by something, though. I also wonder if I have adult ADD, and that causes part of my depression. It takes me 12 hours to do 6 hours worth of productive typing for my job. That leaves me no time to get out and socialize, and I'm burned out for the day before I hit my daily income goal. That leaves me with not enough money AND not enough time. All that leaves me tossing and turning in bed at night, wondering how I'm going to handle everything, then I realize I can't handle it and then sends me into a depression. And on and on.

Where do people like me turn? The ones who are too "rich" for reasonable sliding scale fees but too "poor" to cover them?

Nope, I wouldn't be BP II. I've never had a hypomanic episode. Probably more dysthymia. It seems to fit pretty well. Darn, and here I was hoping to fit in with the "cool" people of the forums.