I have worked in the insurance field for many years. I don't make policy or sell; my work is in claims processing.

I see how my own insurance has changed over the years. I'm disappointed with my current insurance coverage and I wonder if I just have a lousy policy or if this is the trend. I can't afford the MRI my doctor suggested because of the cost. This isn't even insurance, to me.

I hope that an overhaul of this industry is coming, and I would be glad to lose my job so we could all get the health care we need.