I also think it is good that you have not had sex yet. There are many risks when it comes to premarital sex. I personally waited till marriage but I do understand why most people don't. When you do have sex, make sure it's for the right reasons. Not due to peer pressure or even pressure from yourself. Do it when you think it is right to do so. And you should know, it will hurt...pretty badly. The pain does go away and you do learn to enjoy sex. It won't hurt forever. Also, in actuality, you arn't missing that much (I think). Sex is nowhere near like the movies.