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#1
Sep 03, 2015, 03:45 PM
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My therapist and I decided that IOP would be a good idea and found one that is relatively close and is 3 hours in the evenings, 3 days per week, which would let me continue to sleep off my med changes/depressive sleep and still participate. But I can't afford to add medical expenses to my bills after just adding my deductible for psych.
But it looks like IOP is covered under Part B and therefore I'd have to pay 20%. Is this correct? I thought IOP was a Part A thing because it was equivalent to IP care but I have no idea where I got that idea. Does anyone know for sure? I want to do this but do not want to be in further debt; that will only add stress I do not need right now. Thanks
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Bipolar 1, PTSD, GAD, OCD. Clozapine 250 mg, Emsam 12 mg/day patch, topamax 25 mg, ,Gabapentin 1600 mg & 100-2 PRN,. 2.5 mg clonazepam., 75 mg Seroquel and 12.5 mg PRNx2 daily |
 raspberrytorte
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#2
Sep 03, 2015, 04:26 PM
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I'm sorry. I don't have a clue. My ex has Medicare but no MH issues...
I just wanted to say that I hope you get to do this and that it helps a lot! Hugs!
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 LettinG0 BP II |
 BeyondtheRainbow
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#3
Sep 03, 2015, 05:27 PM
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I don't know either, but I hope it's covered for you.
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The darkest of nights is followed by the brightest of days. 😊 - anonymous The night belongs to you. 🌙- sleep token "What if I can't get up and stand tall, What if the diamond days are all gone, and Who will I be when the Empire falls? Wake up alone and I'll be forgotten." 😢 - sleep token |
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#4
Sep 03, 2015, 05:50 PM
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Plans vary according to location and according to which health care you're hooked up with. (For example, I have Dignity Health through Medicare and for me, IOP would be covered). Good luck, I hope yours is covered Rainbow (it probably will be).
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#5
Sep 03, 2015, 05:51 PM
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I have traditional medicare.
__________________
Bipolar 1, PTSD, GAD, OCD. Clozapine 250 mg, Emsam 12 mg/day patch, topamax 25 mg, ,Gabapentin 1600 mg & 100-2 PRN,. 2.5 mg clonazepam., 75 mg Seroquel and 12.5 mg PRNx2 daily |
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#6
Sep 03, 2015, 06:02 PM
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I found it on the medicare page. It's under Part B, leaving me at 20% co-pay for everything which I can't afford. So it's just going to be continued twice a week therapy and watching and waiting and hopefully getting my Seroquel increased tonight or tomorrow.
I did at least find out that if I have to go back IP within 60 days I don't have to pay another deductible. So that's good. Nice to know it is cheaper to be in the hospital than to get help staying out....
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Bipolar 1, PTSD, GAD, OCD. Clozapine 250 mg, Emsam 12 mg/day patch, topamax 25 mg, ,Gabapentin 1600 mg & 100-2 PRN,. 2.5 mg clonazepam., 75 mg Seroquel and 12.5 mg PRNx2 daily |
| gina_re, LettinG0
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