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Grand Poohbah
Member Since May 2016
Location: Chicago
Posts: 1,928
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Jun 08, 2016 at 04:53 PM
#1
So, I was served with a subpoena for wage deduction due to an unpaid balance on a credit card I had years ago. Anyone have any experience with this type of thing? What can I expect? I was just on the phone with the creditors and they pretty much made my blood pressure go through the roof.
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Member
Member Since May 2015
Location: Sweden
Posts: 494
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Jun 08, 2016 at 05:36 PM
#2
I worked in accounting for many years and did a lot of payroll, so I had to deal with taking garnishment out of people's paycheck. Unless it's the IRS or other government agency the creditor you owe must have had sued you and won a judgement against you in court to be able to garnish your wages. Legally you cannot be garnished more than 25% of your net pay each pay period.
Basically the court system will send notification to your employer regarding the garnishment. (I.e., who the creditor is that you owe, how much you owe, how much money to take out of your paycheck and how many pay periods they are to garnish your wages until the debt is paid back) after that it's their job to take out the money and send it to your creditor each month. Keep track of your pay stubs so you can monitor the garnishment yourself. It's always good to have a record of it yourself. __________________ Bipolar I Borderline Personality Disorder ADHD Generalized Anxiety Disorder "You," he said, "are a terribly real thing in a terribly false world, and that, I believe, is why you are in so much pain.” ― Emilie Autumn, The Asylum for Wayward Victorian Girls |
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 JustJace2u
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Grand Poohbah
Member Since May 2016
Location: Chicago
Posts: 1,928
7 1,346 hugs
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Jun 08, 2016 at 05:41 PM
#3
Thanks for your input
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Neurodivergent
Member Since Mar 2012
Location: Western US
Posts: 4,831
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Jun 08, 2016 at 05:42 PM
#4
No words of wisdom here, but you have my sympathies. I've been garnished several times thanks to manic overspending, and it sucks. ((((HUGS))))
__________________ DX: Bipolar 1 Anxiety Tardive dyskinesia Mild cognitive impairment RX: Celexa 20 mg Gabapentin 1200 mg Geodon 40 mg AM, 60 mg PM Klonopin 0.5 mg PRN Lamictal 500 mg Levothyroxine 125 mcg (rx'd for depression) Trazodone 150 mg Zyprexa 7.5 mg Please come visit me @ http://bpnurse.com |
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JustJace2u
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Grand Poohbah
Member Since May 2016
Location: Chicago
Posts: 1,928
7 1,346 hugs
given |
Jun 08, 2016 at 05:55 PM
#5
Quote:
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This is an old thread. You probably should not post your reply to it, as the original poster is unlikely to see it.|
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