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Magnate
Member Since Mar 2021
Location: California
Posts: 2,568
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#1
Denied by Farmers'.
Has anyone been able to purchase private life insurance while being bipolar? |
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bizi, Yaowen
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ɘvlovƎ
Member Since Nov 2013
Location: Australia
Posts: 18,568
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#2
Oh that sucks I’m sorry.
I don’t have life insurance. It’s not something I’ve thought about before. |
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bizi, Tart Cherry Jam
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Elder
Member Since Jun 2015
Location: Czechia
Posts: 5,153
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#3
The only life insurance I ever had was through my old jobs, as part of benefits packages. It wasn't anything I needed to apply for or reveal anything about myself for, as I recall. I didn't have a bipolar dx at the start there, anyway. I think its payout would have only been enough to cover stuff like funeral costs, plus a bit more. So no, I never applied for any type of life insurance of the sort that you refer to. Also, I lost that insurance when I became separated (terminated/left) from the companies.
__________________ Dx: Bipolar type 1 Psych Medications: * Tegretol XR (carbamazepine ER) 800 mg * Lamictal (lamotrigine) 150 mg * Seroquel XR (quetiapine ER) 600 mg I also take meds for blood pressure, cholesterol, and tachycardia. |
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bizi, Tart Cherry Jam
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Legendary Wise Elder
Community Liaison
Member Since Jul 2011
Location: Tennessee
Posts: 22,450
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#4
I’m unable to find any either.
Sent from my iPhone using Tapatalk __________________ Helping others gets me out of my own head ~ |
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bizi, Tart Cherry Jam
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Magnate
Member Since Mar 2021
Location: California
Posts: 2,568
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#5
Soupe, yes, through the job I have a small benefit to cover funeral costs, but if I lose the job, it will be gone.
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bizi
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Bizi is bizi
Member Since Nov 2005
Location: cajun country
Posts: 10,849
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#6
I tried to get life insurance once and he said that because I take klonipin
I was not allowed to get life insurance. heavy sigh bizi __________________ 150mg of lamictal 2x a day haldol 5mg 2x a day 1mg of cogentin 2x a day klonipin , 1mg at night, 4-5 peri-colace for chronic constipation multi vit,, vit c, at noon, tumeric, caffeine at noon PRN Remeron 15mg at night, zyprexa10mg under tongue, requip2mg. |
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*Beth*, Tart Cherry Jam
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catches the flowers
Member Since Jul 2019
Location: Downtown Vibes, California
Posts: 15,701
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#7
That is appalling.
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bizi
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bizi
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Grand Magnate
Member Since Jul 2014
Location: Tucson, AZ
Posts: 3,105
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#8
FWIW You also cannot get health insurance as a bipolar. I have tried, but this was before the health insurance market (Obamacare).
__________________ Dx: Bipolar I, ADD, GAD. Rx: Fluoxetine, Buproprion, Olanzapine, Lamictal, and Strattera. |
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bizi
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bizi
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Bizi is bizi
Member Since Nov 2005
Location: cajun country
Posts: 10,849
18 43.8k hugs
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#9
__________________ 150mg of lamictal 2x a day haldol 5mg 2x a day 1mg of cogentin 2x a day klonipin , 1mg at night, 4-5 peri-colace for chronic constipation multi vit,, vit c, at noon, tumeric, caffeine at noon PRN Remeron 15mg at night, zyprexa10mg under tongue, requip2mg. |
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Magnate
Member Since Jan 2013
Location: Midwest
Posts: 2,456
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#10
I have life insurance, bipolar and morbidly obese. Just a small amount to cover burial. 15k
__________________ Son: 14, 12/15/2009 R.I.P. Daughter: 20 Diagnosis: Bipolar with Psychosis. Latuda 100 mgs. |
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Tart Cherry Jam
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Grand Magnate
Member Since Jul 2014
Location: Tucson, AZ
Posts: 3,105
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#11
__________________ Dx: Bipolar I, ADD, GAD. Rx: Fluoxetine, Buproprion, Olanzapine, Lamictal, and Strattera. |
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bizi
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bizi
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Legendary Wise Elder
Member Since Jun 2016
Location: Where the sidewalk ends
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#12
My parents set up a life insurance plan for me when I was born. I pay something every couple months. I don't think I can lose it for any reason despite all my medical and mental health issues.
__________________ Ridin' with Biden |
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bizi
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Tart Cherry Jam
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Magnate
Member Since Feb 2015
Location: Ohio
Posts: 2,868
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#13
I got a term plan before I was diagnosed. The term expired, and I keep quietly paying all their rate increases to stay insured because I don't want them to deny me. I'm a single mom, and my son doesn't even know his dad. My son has an intellectual disability too. Makes me sick.
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Tart Cherry Jam
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