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Magnate
Member Since Mar 2021
Location: California
Posts: 2,533
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Mar 09, 2023 at 11:06 PM
#1
Denied by Farmers'.
Has anyone been able to purchase private life insurance while being bipolar? |
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 bizi, Yaowen
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ɘvlovƎ
Member Since Nov 2013
Location: Australia
Posts: 18,560
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Mar 10, 2023 at 12:34 AM
#2
Oh that sucks I’m sorry.
I don’t have life insurance. It’s not something I’ve thought about before. |
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| bizi, Tart Cherry Jam
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Elder
Member Since Jun 2015
Location: Czechia
Posts: 5,153
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Mar 10, 2023 at 01:06 AM
#3
The only life insurance I ever had was through my old jobs, as part of benefits packages. It wasn't anything I needed to apply for or reveal anything about myself for, as I recall. I didn't have a bipolar dx at the start there, anyway. I think its payout would have only been enough to cover stuff like funeral costs, plus a bit more. So no, I never applied for any type of life insurance of the sort that you refer to. Also, I lost that insurance when I became separated (terminated/left) from the companies.
__________________ Dx: Bipolar type 1 Psych Medications: * Tegretol XR (carbamazepine ER) 800 mg * Lamictal (lamotrigine) 150 mg * Seroquel XR (quetiapine ER) 600 mg I also take meds for blood pressure, cholesterol, and tachycardia. |
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| bizi, Tart Cherry Jam
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Legendary Wise Elder
Community Liaison
Member Since Jul 2011
Location: Tennessee
Posts: 22,450
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Mar 10, 2023 at 01:15 AM
#4
I’m unable to find any either.
Sent from my iPhone using Tapatalk __________________ Helping others gets me out of my own head ~ |
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| bizi, Tart Cherry Jam
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Magnate
Member Since Mar 2021
Location: California
Posts: 2,533
(SuperPoster!)
3 1,144 hugs
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Mar 10, 2023 at 05:54 PM
#5
Soupe, yes, through the job I have a small benefit to cover funeral costs, but if I lose the job, it will be gone.
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| bizi
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Bizi is bizi
Member Since Nov 2005
Location: cajun country
Posts: 10,848
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Mar 10, 2023 at 09:00 PM
#6
I tried to get life insurance once and he said that because I take klonipin
I was not allowed to get life insurance. heavy sigh bizi __________________ 150mg of lamictal 2x a day haldol 5mg 2x a day 1mg of cogentin 2x a day klonipin , 1mg at night, 4-5 peri-colace for chronic constipation multi vit,, vit c, at noon, tumeric, caffeine at noon PRN Remeron 15mg at night, zyprexa10mg under tongue, requip2mg. |
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| *Beth*, Tart Cherry Jam
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catches the flowers
Member Since Jul 2019
Location: Downtown Vibes, California
Posts: 15,701
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Mar 10, 2023 at 09:50 PM
#7
That is appalling.
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| bizi
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 bizi
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Grand Magnate
Member Since Jul 2014
Location: Tucson, AZ
Posts: 3,105
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Mar 10, 2023 at 11:06 PM
#8
FWIW You also cannot get health insurance as a bipolar. I have tried, but this was before the health insurance market (Obamacare).
__________________ Dx: Bipolar I, ADD, GAD. Rx: Fluoxetine, Buproprion, Olanzapine, Lamictal, and Strattera. |
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| bizi
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bizi
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Bizi is bizi
Member Since Nov 2005
Location: cajun country
Posts: 10,848
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Mar 10, 2023 at 11:17 PM
#9
Quote:
Were you able to get health insurance? how are you doing? bizi __________________ 150mg of lamictal 2x a day haldol 5mg 2x a day 1mg of cogentin 2x a day klonipin , 1mg at night, 4-5 peri-colace for chronic constipation multi vit,, vit c, at noon, tumeric, caffeine at noon PRN Remeron 15mg at night, zyprexa10mg under tongue, requip2mg. |
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Magnate
Member Since Jan 2013
Location: Midwest
Posts: 2,456
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Mar 11, 2023 at 09:32 AM
#10
I have life insurance, bipolar and morbidly obese. Just a small amount to cover burial. 15k
__________________ Son: 14, 12/15/2009 R.I.P.  Daughter: 20  Diagnosis: Bipolar with Psychosis. Latuda 100 mgs. |
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Tart Cherry Jam
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Grand Magnate
Member Since Jul 2014
Location: Tucson, AZ
Posts: 3,105
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Mar 12, 2023 at 10:46 AM
#11
Quote:
__________________ Dx: Bipolar I, ADD, GAD. Rx: Fluoxetine, Buproprion, Olanzapine, Lamictal, and Strattera. |
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| bizi
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bizi
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Legendary Wise Elder
Member Since Jun 2016
Location: Where the sidewalk ends
Posts: 36,125
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Mar 15, 2023 at 05:19 PM
#12
My parents set up a life insurance plan for me when I was born. I pay something every couple months. I don't think I can lose it for any reason despite all my medical and mental health issues.
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Magnate
Member Since Feb 2015
Location: Ohio
Posts: 2,868
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Mar 17, 2023 at 06:09 PM
#13
I got a term plan before I was diagnosed. The term expired, and I keep quietly paying all their rate increases to stay insured because I don't want them to deny me. I'm a single mom, and my son doesn't even know his dad. My son has an intellectual disability too. Makes me sick.
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