[TorturedSoul92]

So I'm supposed to be graduating in May. However, I have courses that I'm taking that, of course, need to be paid for. Lots very rare that I ask my mother for anything. I grew up with a huge sense of autonomy and I've been independent for as long as I can remember. Since attending college, I worked full time as a supervisor to earn my own money & support myself, all while going to school full time. It wasn't until this past semester that I asked for my mother's help to cosign on a loan. I'm only 22 and i don't have a lot of revolving credit. Plus I just got my first credit card about 2 months ago. So my credit score is in the building stages. Hence, the need for my mother to cosign on a private student loan just to finance this last semester. Please keep in mind that I will be paying off the loan NOT my mother. I asked her & she said no flat out, saying she's going to need a loan soon so having my student loan on her credit right now will lower her chances of receiving it. This is all ********, as my mom makes almost 70k a year and A1 credit. She always talks a big game about supporting my endeavors but something as small as this makes me wonder if that's even genuine. I only have a few credits standing in the way of obtaining a degree that I worked SO hard for & this is about to be snatched away. I just don't Know what to do, how to handle it, or if this'll trigger an episode(what I fear most). This is just so fuxed up! Can anyone relate to any parent issues of this sort or of any kind at all?

[CANDC]

What about crowd funding?

What other relatives could you approach?

Have you talked to the university finance office to see if you could do work study or even work out a payment plan. Tell them your situation that you are close to graduating. They want more graduates, so give them a chance.

Maybe it is time to not depend on your mother. Find some other way? Maybe that is what this is trying to tell me.

[Rohag]

Originally Posted by Acj5114

...she's going to need a loan soon

Hmmm...? What isn't she telling you?

I agree with CANDC. Find another way to finance your studies - that may be less stressful for you in the long run.

I had different parent issues.

[TorturedSoul92]

I didn't even mention that I had my own place & she begged me to come back to live with her so I could focus on school, solely. I did it and then this happens. Tbh, I don't know any relatives that have as good a credit score that would actually do it. As far as my school, I'll try but their going to have to get their money some way or I won't be graduating. Thanks for the advice guys. I'm open to hear about any parent issues you may want to vent about.