 |
| FAQ/Help |
| Calendar |
| Search |
|
#1
Feb 28, 2018, 10:48 AM
|
|||
|
|||
|
Hi,
Has anyone had problems purchasing life insurance? I have been trying to help my son purchase a small life insurance policy. Almost every company denies coverage after I answer the mental health questions, or they will ask for permission to access prescription records, which I am certainly not willing to permit. Any advice would be greatly appreciated. Thank you! |
|
#2
Feb 28, 2018, 11:20 AM
|
||||
|
||||
|
Back when I was 18 I went to State Farm with my dad to buy a Life Insurance policy. They didn't ask any questions.
__________________
 What if I fall? Oh, my dear, but what if you fly? Primary Dx: C-PTSD and Severe Chronic Treatment Resistant Major Depressive Disorder Secondary Dx: Generalized Anxiety Disorder with mild Agoraphobia. Meds I've tried: Prozac, Zoloft, Celexa, Effexor, Remeron, Elavil, Wellbutrin, Risperidone, Abilify, Prazosin, Paxil, Trazadone, Tramadol, Topomax, Xanax, Propranolol, Valium, Visteril, Vraylar, Selinor, Clonopin, Ambien Treatments I've done: CBT, DBT, Transcranial Magnetic Stimulation (TMS), Talk therapy, psychotherapy, exercise, diet, sleeping more, sleeping less... |
|
#3
Feb 28, 2018, 01:16 PM
|
|||
|
|||
|
Where are you? Some answers could depend on your country or region. Some regions have laws against medical questionnaires that limit questions or questionning altogether. My own insurance gives me full coverage despite my mental health issues.
|
| Reply |
This is an old thread. You probably should not post your reply to it, as the original poster is unlikely to see it.|
|
My Support Forums is the online community that was originally begun as the Psych Central Forums in 2001. It now runs as an independent self-help support group community for mental health, personality, and psychological issues and is overseen by a group of dedicated, caring volunteers from around the world.
Linear Mode
