[kebsfroggy]

I still can't figure out how or when it happened to me. My credit card number was stollen. One day I look at my on line banking and everything is fine. The next there was a pending charge for $40.00 that I knew I hadn't made.

Called my bank and canceled the debit/credit card. It will take 7-10 business days to receive a new card. Just received the new one on Friday.

On Saturday I received an order confirmation letter saying the 10 pairs of shoes I had ordered would not be available until October. So I call and cancel the order. Asked if they could give me any additional information about the order. They said there wasn't any other information available.

My debit/credit card is my life line. I constantly use it make purchases in local stores and on the internet. I try to be extra careful when I use my card but some way some one found out. The only thing they didn't have was my pin #. Think that pretty much narrows it down to internet and resturants.

Oh brother, what a mess !!

[splitimage]

Oh how awful. I was a victim of identity theft last summer, and it took me ages to get everything sorted out. I'm really sorry that it's happened to you. I'd suggest contacting the various credit bureaus and asking them to put a note on your credit file that you've been a victim of fraud. I did that and now it means that if anyone tries to apply for credit in my name, they contact me to make sure it's really me applying for credit. Most credit agencies have fraud assistance groups.

--splitimage

[kebsfroggy]

didn't think of notifying the credit bureaus. Thanks

[AAAAA]

Thank goodness that you were able to catch it so soon.

[Timgt5]

Good advice regarding the bureaus, you will want to contact them ASAP. You will also want to make notations on any statements covering that time period, in the event to ID thief is caught you will have the evidence readily marked and available here are a few other tips.

1. 90-95 percent of ID theft takes place by physical means (overlooking your shoulder, going through the trash, etc...) just be very aware of what people are doing nearby and be extra cautious with disposing of Junk Mail and old magazines.

2) Never under any circumstances give your SS number over the phone or internet. If someone claiming to be from your bank asks you for this information, you are being scamed. If this happens by email or phone, call the bank in question and advise them of what happened.

3) only perform internet transactions with a secure site. designated by an "S" after the Http

Just a few things that will lesson the odds of something like this happening again.

[trippinmickey]

Im not worry about all that .I go right to the source and leave my mac card in the atm last week.not the first .They shouldnt make those atm where you put tour card in anymore.99% of time you swipe your card you never have to wait to get it back so when the time does come you re so use to just walking away when you get your money.Hey at least it sounds good worked on my wife.

[Zorah]

Originally Posted by Timgt5

Good advice regarding the bureaus, you will want to contact them ASAP. You will also want to make notations on any statements covering that time period, in the event to ID thief is caught you will have the evidence readily marked and available here are a few other tips.

1. 90-95 percent of ID theft takes place by physical means (overlooking your shoulder, going through the trash, etc...) just be very aware of what people are doing nearby and be extra cautious with disposing of Junk Mail and old magazines.

2) Never under any circumstances give your SS number over the phone or internet. If someone claiming to be from your bank asks you for this information, you are being scamed. If this happens by email or phone, call the bank in question and advise them of what happened.

3) only perform internet transactions with a secure site. designated by an "S" after the Http

Just a few things that will lesson the odds of something like this happening again.

what if someone claiming to be from the water board wants it ?
should we refuse ?
we are a bit scared, coz he say they cut off the water if we not give him the number, but we didn't
& now they says we don't exist
how can they ring us on the phone if we don't exist ?
& anyway we've been paying them since 1971,
who do they think pays them ?

sorry kebs OT