How do you pay for treatment?

I have no health insurance i just found a great theperiest to go to and they are working with me the best they can until i can get on disability.To those who have no health insurance dont give up keep on trying to find someone who will work with you.

I have Medicare because they say I make too much on disability (what a crock), but it covers most of my therapy and some of my medications. I pay a $10 copay every time I see my psychiatrist and therapist, and probably around $60 a month for meds. It is really killing me though, every month is such a financial pinch.

My parents pay my insurance and deductible. Insurance pays the therapy agency. The agency pays my T's and pdoc's salary.

Medicare pays for most of it. TRICARE for Life pays the rest. I pay Medicare Part B premiums.

Hello,
As a woman who has multiple cognitive issues this is a good topic. Me personally, I've had no help whatsoever so this journey on getting mental health help was a lot like trying to navigate a jungle without a Sherpa to guide me. Years of doctors who wouldn't listen or who would give me a look as if to say "why are you wasting my time" . However what I've learned through the many, many years of trying to find help is good old fashioned footwork which included a non profit agency that helps women who can't afford therapy, useless mental health agencies that didn't seem to care to calling a variety of therapists who reject you b/c they aren't taking on any new clients. When you manage to find a therapist who has an opening your next step is to find out their fees. Most if not all take insurance. I haven't found one that will take Medicare which I get from my disability. I finally found one that doesn't take insurance however her fees were a bit on the pricey side. She was able to lower her rate by 50 dollars which I can manage.
Finding treatment isn't easy at all! It's real confusing, then you have to do so much calling around, going to bad MH agencies, therapists, its a nightmare all the while it seems that no one cares what your going through. This is really scary when your going through this alone, you have your only surviving parent who abused you tell you that they don't know how to help you ( a major dead end). This is why the majority just give up.
Mental Health system needs a major overall. It needs to be a bit easier & less of a hassle.

I pay $200 a visit with pdoc. Luckily I am about to go to once every three months as I am pretty stable.

I pay cash for my therapist as she doesn't take insurance (and I have no out of network benefits). Insurance covers my pdoc and meds though with a copay.

I was assigned Medicare when I went on social security disability. Medicare is very weak health insurance that got cut when Obama decided to water it down so he could force Obamacare on America.
Now I get notices on a regular basis stating my benefits have been cut. Thanks politicians.

I'm broke all the time b/c providers charge me for the reduced reimbursment rates Medicare adopted.

Have health insurance through my employer. Co pays 25 per visit. Also see my pcp every three months Co pays are 20 per visit. Use fsa card in which contribute money before taxes.

My doctor does not take insurance so I pay cash.

I live in Japan,.First,when I was 19 years old.I used My father’s company health care.(have to pay 30%)plus,unique in my university,2/3 of them were paid by university.So I paid 10%.
After graduation,I myself had company health care,So I have to pay 10%.but,I didn’t wanted to be known I’m going P-Doc by company,so sometimes I paid in cash.
Then I quit the company,joined National health care.There is support from government for mental patients,so I sometimes paid nothing,sometimes 30%.

Now,after PTSD incident,I’m relying on government.so,most of medical care is free.But hard to find high-quality person.or Therapists.

All of my treatment has been through the VA, so no cost for me.

I have a pdoc that does not take insurance. He is great but it cost me $200 a visit.

I get both SSD and SSI plus I get Medicare ad Medicaid. However I do not know how to get Meridian Medicaid. I heard that if you get this type of insurance, you can get people to drive you to your appointments or whatnot. What are the other benefits of Meridian? How can you get it if you just get regular Medicaid?

I get Medicare, SSI, SS and Medicaid. I live in CA, and Medicaid is known as Medi-Cal/Partnership. All my medical bills are paid in full, including therapists/shrinks. Medicare usually only pays around 80% of medical bills unless you can afford to pay for the extra premiums. In my case, Medi-Cal picks up where Medicare leaves off. Also, docs only accept the amount Medicare is willing to pay, not the full amount they would normally charge.

Medicare also has drug programs for 'us' poor folks to pay for all our meds. Only $1.25 co-pays for generic meds.....little more for brand names. Fortunately I have all generic.

it is getting tougher ever year.

Our deductible is now $7K/YR (before coverage kicks in).
That's far too much. We are thinking about giving up a lot of care.


WC

The health care system in this country is great for some people and crap for others. What concerns me is that if you don’t have insurance you usually wind up with no , or subpar care. This is disgraceful ! It’s all about the money and always will be , unless you get lucky. Is that how life works ? Right place, right time , and your good ?

SSDI (Medicare) pays for me. The remainder usually gets paid thru financial assistance at the hospitals and doctors I go to.

I am currently looking for some help that are free!

I completely understand! I feel this way all the time!

I believe you!

mine is the same as this plus i get transportation benefits to my appointments.

where do you live? there should be free clinics near you..

I am slightly fortunate as I am an enrolled member of a federally recognized tribe and I live near another tribe that will work with me so I don't have to pay for services, however this does not extend to any emergency medical services I may require. My tribe will cover the costs but I have to call in before going in and get a referal and that is not an easy task so I do end up with medical bills for emergency services. Even if I lived closer to my tribe and brought those bills in it takes forever if at all for them to cover the cost. I have heard from other members that they are still trying to get the tribe to pay off their debts for emergency care.

BUPA offer private healthcare in the UK and I'm paying for that.If you want to go private for skin problems then BUPA are the one of those.