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Junior Member
Member Since Jun 2011
Location: New England
Posts: 9
13 |
Jun 15, 2011 at 01:05 PM
#1
I am fighting with my insurance company about covering various treatments, and I WILL keep fighting... I have tried SO MANY things! I want to keep trying! Any tips to really get to them?
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Guest
Posts: n/a
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Jun 15, 2011 at 09:37 PM
#2
Have your doctor write a letter to the company outlining the necessity for treatment. That's where you need to start. Have you done that yet?
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Grand Member
Member Since Mar 2011
Location: New England
Posts: 873
13 
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Jun 15, 2011 at 11:26 PM
#3
I agree with farmergirl - start with getting some support from your doctor. If that doesn't help, and this is an employer-sponsored health plan, get your benefits coordinator involved. They often have dedicated contacts at the insurance company and can work with them to get things resolved. Employers choose the health plans they want to offer their employees. If they have enough complaints and unresolved issues, they might decide to switch insurance companies and the insurers know this. Insurers like to keep the benefits people happy.
__________________ I've been scattered I've been shattered I've been knocked out of the race But I'll get better I feel your light upon my face ~Sting, Lithium Sunset 
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Legendary Wise Elder
Member Since Dec 2003
Location: Coram Deo
Posts: 35,474
(SuperPoster!)
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Jun 16, 2011 at 07:08 PM
#4
 all I can give is my sympathy. 
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Wise Elder
Member Since Jan 2009
Posts: 7,516
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Jun 17, 2011 at 09:05 PM
#5
Make sure your record with whom you have every conversation with when you contact your insurance company. Write down when the call occurs, who you talk with, what they say, and ask for a confirmation number for the call (some provide this). Also make sure any correspondence you send is sent registered (or certified ?) mail so that they have to sign for it to prove that they get anything you send. Otherwise they may say in the future that they never received something you sent.
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Pandita-in-training
Member Since Sep 2006
Location: Maryland
Posts: 27,289
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Jun 18, 2011 at 09:27 AM
#6
Not everything is covered. I'd make a list of what your insurance company does cover and see what you can do with that. If you want to try other, uncovered treatments I'd start a little fund and treatment plan to see what you can learn/if you can help yourself. Then I'd write a book
__________________ "Never give a sword to a man who can't dance." ~Confucius |
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