[vaarier]

Hi friends,
I have been in the UK for the past few years and have about hundered and fifty thousand dollars as savings, i am struggling to cope alone in UK, recently got divorced, now I want to go back to my home country india and stay with my parents. My question is the savings I have is enough to lead a comfortable life and what are the best options at investing it so that i get some returns out of it. Ofcourse I am planning to work again in india in a less stressful job. Any thoughts and advice will be much appreciated.

[Perna]

I would buy myself a house/flat in India, invest that way, maybe a larger house and take boarders so I did not have to pay as much on the mortgage each month. Or, if I really wanted to live with my parents; I'd buy a house and rent it out so it covers the mortgage and also makes me a little money (for upkeep/repairs, etc.). I would buy land/property; that will always improve. Even now, though it will take awhile, property values will inevitably go up. Having someplace to live, is never a bad thing!

[Penny T. StDuhnam]

Vaarier, I would think it prudent to visit a financial advisor. In my country, USA, most advisors do initial consults for free.

They can hel with decisions based on your personal circumstances to narrow down the best options. Real estate may be a good choice but upkeep may be challenging. Also, your options would vary on whether or not you have a job. How liquid you need the money to be and how old you are.

Good luck and I seriously would suggest talking to a financial professional and be weary of companies that sell a lot of proprietary products; they may not be the best option.