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jnt1989
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Default Jan 19, 2012 at 12:29 PM
  #1
Hi, I'm 22 years old, work part-time and still live at home. Before I started the job I have now, I had insurance, but it wouldn't pay for any mental health stuff (they didn't really even pay for most of the physical health stuff they were supposed to). I finally dropped that insurance after I got so frustrated with paying for it when they wouldn't cover anything.
I could have signed up for insurance with my work in August, but I didn't have time to go over all the info before they did open enrollment.
I really don't know anything about insurance or anything. My T suggested that I try to get on medicaid. I've already tried once before, but I guess they turned me down cuz I don't think I ever heard back from the lady at the family services office. With all the medical bills I have right now, it's getting really hard to be able to pay for therapy. And I really should go see a psych too, but again, I can't afford it. I mean, I'm pretty sure they will let you make payments where I would prefer to go, but I really don't wanna add to my bills.
Would medicaid be something to look into again? And is there someway I can do it online instead of going back to family services again?
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Broken59
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Default Jan 20, 2012 at 09:22 PM
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Were you under treatment when you applied for Medicaid the first time? I just got on Medicaid to pay for my therapy. I'd try again if I were you. I think it'll depend on how much you earn too, plus if you pay any type of rent at home. There are many factors but it's sure worth a try.

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jnt1989
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Default Jan 21, 2012 at 01:08 PM
  #3
When I applied the first time, I had stopped seeing the psych and therapist. I had applied because I was havin to go to the doc for my tourettes a lot... I had insurance then too...
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Perna
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Default Jan 21, 2012 at 01:46 PM
  #4
It's state-run so check your Missouri site, see what you can learn/if you can apply online:

http://www.dss.mo.gov/pr_health.htm

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lad007
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Default Jan 21, 2012 at 02:25 PM
  #5
In my job I work to help people become eligible for Medicaid. There are a lot of different kinds. For a person your age you have to have a qualifying disability or be pregnant, you generally have to be considered disabled for Social Security purposes, then if your income is below $665 per month(varies by State, I work in Montana), and your assets are below $2000 you can qualify. You should apply for Social Security disability. If you get turned down you most likely will not qualify for Medicaid, although there are exceptions. People with mental illnesses that are not severe generally will be seen as being able to work and not qualify.
Applying for benefits is time consuming, and requires a lot of back up paperwork. I have some people who applied in June and haven't heard yet. It doesn't hurt to try just be prepared to spend time on the application, provide the supporting documentation, and wait.
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jnt1989
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Default Jan 30, 2012 at 07:16 PM
  #6
Hey, thanks for the feedback. I applied a year ago for both disability and medicaid at the same time. Got turned down for both. That was before I got a diagnosis for Tourette and was on leave from work a lot. I'm sure that it might be pointless trying again now that I'm back at work and not having to go on leave for it all the time. But who knows. I might just try again for the heck of it. I'm thinking I'm gonna call around and see if I can find a psych with a sliding scale or something? Idk... I'm gonna ask T about it Wednesday when I go see her.
Again, thanks!
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nicoleb2
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Default Jan 30, 2012 at 11:12 PM
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In MN, you don't have to be disabled to get medicaid (medical assistance), but for medicare you do.

Medicaid is based on income and if your income is too high, there is Minnesota care (again, there are income guidlines)

Might be worth checking to see if there is something like that where you are
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shortandcute
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Default Feb 25, 2012 at 05:29 PM
  #8
I would definately give it a try. I think what it covers varies from state to state, but at least try it.
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