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Magnate
Member Since Jan 2013
Location: Midwest
Posts: 2,456
11 86 hugs
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#1
I'm super worried about finances, as usual. I just don't know how I'm going to afford all my bills. I really hope I can my new insurance career to work for me. But being that it's 100% commission and I suck at sales, well it's grim to say the least. I'm currently working temp at a bank, it's ironic really.
I thought of calling them and quitting my full-time gig to focus on my commission job but I don't know how that will go over with SS. As it goes my insurances I'll have to pay out of pocket and they're raising the price but $30 a month, which doesn't seem like a lot but in addition to not have the Medicare withheld it's $150 mo. and I'm already scraping by. My head is just spinning. I'm so broke no matter how much money I have I just spend too much really. But most of what I spend it on is essentials and I don't know how to cut costs. Especially when I'm trying to build a new career, which is a money pit at this moment. I so need a financial adviser, but that's again money. |
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anneo59
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Account Suspended
Member Since Jan 2013
Posts: 297
11 |
#2
Hello, Aviza.
How To Sell Insurance For Beginners http://nygiant.hubpages.com/hub/How-...-For-Begginers How to Sell Insurance How to Sell Insurance http://www.ehow.com/how_2096102_sell-insurance.html |
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avlady
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Pandita-in-training
Member Since Sep 2006
Location: Maryland
Posts: 27,289
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17 550 hugs
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#3
Aviza, my son is an insurance broker with his own agency now and he belongs to a businessmen's breakfast club. They meet together once a week and share contacts, ideas, etc. I know they have such clubs for both genders. He's been part of the club since he was just selling too, 10-15 years.
I'd look around for such a club or contact other insurance people in the area, especially those who work alone/at home if I could and start one for some good support. But having a club with business people selling all different sorts of things is great for ideas; what works in car sales might be a good idea for insurance sales. Do you know about Zig Ziglar and his books? http://www.ziglar.com/shop/index.php/cPath/21 I love reading his and other such books (I notice he has others on this list; I'd go to the library first, they'll have his older books) and I'm not even in sales :-) __________________ "Never give a sword to a man who can't dance." ~Confucius |
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Wise Elder
Community Liaison
Member Since Jan 2013
Location: angola ny
Posts: 9,794
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#4
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Legendary Wise Elder
Member Since Sep 2010
Location: North Carolina
Posts: 48,305
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#5
I don't know how SSD would see such a job. But I suspect that if they think you can work a job like that, then they think you won't need SSD--even if you don't make any money. Sigh. But maybe with the suggestions here, you can perform well enough to make that money unnecessary.
My husband and I are getting more and more forms to fill out each year to justify our being on it. I work a very minimal job--make about $350 a year. Ha! |
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anneo59
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Grand Poohbah
Member Since Sep 2012
Location: US
Posts: 1,615
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#6
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Travelinglady
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Grand Poohbah
Member Since Sep 2012
Location: US
Posts: 1,615
11 2,114 hugs
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#7
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Legendary Wise Elder
Member Since Sep 2010
Location: North Carolina
Posts: 48,305
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13 23k hugs
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#8
Thanks for caring about me, Anne. All sympathy accepted. But, yes, I was making my "poor me" remarks in response to Aviza!
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