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Aviza
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Default Jan 22, 2016 at 08:22 AM
  #1
I'd rather buy than rent. So I sent a copy of the pertinent divorce papers to creditors in hopes some of the charges get transferred. He agreed in the divorce and signed. Praying it works in my favor.

There will still be work to do but I'm taking steps.

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Fresia
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Default Jan 26, 2016 at 10:24 AM
  #2
Those were really good steps to take! It is not easy but one step at a time.You can do it. Wishing you well as you move forward.

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I can be changed by what happens to me. But I refuse to be reduced by it. -M.Angelou
Life shrinks or expands in proportion to one's courage. -Anaïs Nin.
It is very rare or almost impossible that an event can be negative from all points of view.
-Dalai Lama XIV
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guilloche
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Default Jan 29, 2016 at 02:06 PM
  #3
I hope it works out for you, good luck!
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yoyomaster
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Default Feb 04, 2016 at 03:34 PM
  #4
Handle what you can control, in particular debt amount, timely payment
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Aviza
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Default Feb 08, 2016 at 12:03 AM
  #5
Way over my head in debt, he promised things, did unethical things, and really destroyed it. I got a no from the creditors on the transfers, mainly because he has borrowed and never paid anything EVER! True white collar criminal. I'm forced into bankruptcy it seems, and really trying my best not to do it. But I really don't see another way out of this horrible mess.

Normal people keep their word, cons manipulate and lie about everything. I better off without him I wish I never met him. I was far better off before meeting him. He really drug me down, I'm just lucky I have family to fall back on because without them I'd be homeless.

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Son: 14, 12/15/2009 R.I.P.
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Rose76
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Default Feb 10, 2016 at 03:30 AM
  #6
Bankruptcy can be a very positive thing to do for yourself. And it doesn't mean you'll never get credit again. Terms, like interest rate, will not be favorable for awhile. But, over time, you'll get better offers, if you reject the high interest offers.

It would allow you to divest yourself of the debt your husband incurred and get a fresh start.
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Anonymous37784
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Default Mar 24, 2016 at 09:52 AM
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Rose76 has a very good point. I was terrified of going into bakruptcy but look upon it now as the best decision I ever made.
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Thanks for this!
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