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valuebet
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Default Jan 28, 2016 at 09:08 PM
  #1
Would a therapist tend to like or dislike the idea of seeing a patient who wants to meet 2X/week instead of 1X/week, but keep the same co-pay, assuming the therapist has ample free slots in schedule?

My reasoning is that my insurance still pays reasonably well without the extra copay, and the T is just forgoing the extra 30 bucks from copay from the second session of the week. (I know that some patients even have financial assistance whereby the T has reduced their co-pay to like 10 bucks).

I personally think this is reasonable to ask the T, but wanted to know if this proposition looks mutually beneficial to you guys and/or whether this actually happens.
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guilloche
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Default Jan 29, 2016 at 02:11 PM
  #2
I'm confused. Do you mean you want to pay the same amount per week, but see the therapist twice, instead of once? I don't think that's typical... I'm pretty sure that usually, if you see a T twice a week, you pay the co-pay each time you go in.

Also, if you're using insurance, the T may need to justify your visits to the insurance company. Depending on your diagnosis, the insurance company might not approve of 2x/week sessions. I think, I'm not really familiar with that...

Whether a T would allow you to just pay one co-pay, but come twice a week, is really an individual question for the T. My guess is that they might be willing to do that in some situations, but it would be seen as a type of sliding scale or financial assistance, and would be need-based (i.e. if you weren't able to afford to pay twice a week, and if T is able to afford to do that). Or, a T might allow it as a short-term measure if you're in crisis and need more support, but isn't expecting it to go on for very long.

Part of the thing with sliding scale fees... my understand is that they're set up to help people who can't afford the regular fees. So, if your co-pay is $10/session and you're working/have income, it would be unlikely that your T would waive the 2nd copay each week, since that's very affordable.

It's really all just a guess though. The only way to know for sure is to talk to your own T about your circumstances.

Good luck.
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Default Jan 30, 2016 at 03:13 AM
  #3
Therapist need to make a living like everyone else on the planet..

If you work 5 days a week....40 hours a week, would you want to be only paid for half that? I think not.

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amandalouise
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Default Feb 08, 2016 at 11:08 PM
  #4
do you mean co pay as in the insurance plan pays part and you pay part... if so its usually the insurance plan that says how much you have to pay for your co pay.

suggestion contact your insurance company, they will be able to tell you if you can forgo paying your co pay for that second appointment each time you see your treatment provider. they might be able to work something out with you.
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