[JoeS21]

I'm working on getting my Navient private loans canceled. Just received the forms and I find them creepy. The disability cancellation forms ask a lot of the same questions that the application for SSDI asked. I worry that Navient is going to challenge the fact that I am disabled. I rely on SSDI to survive and recently lost my therapist so this scares me.

Did you get reviewed by SSDI after sending in loan cancellation forms? Did you have Navient?

[BeyondtheRainbow]

The 2 aren't connected. You'll be reviewed by social security but not until you are scheduled for it in 3-5 years from approval.

I did have my loans discharged. I think (not sure) Navient is just the name of the people in charge of your loan during that process. It may have changed since I did it 5 years ago. I don't remember having to fill out paperwork similar to SSDI; most of what I needed was a statement from my psychiatrist that I was totally and permanently disabled.

Be prepared that after your loan is forgiven your taxes are complicated that year. They don't tell you that but you have to file that you had the forgiveness which counts as income, then you have to file a thing that shows you don't have anything close to that value or something like that. Again, I don't remember clearly. That only happens once though and not having the payments is worth it.